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You can re-apply after 6 months."},"lpe_a6":{"stringValue":"You can provide last 6 months of bank statement as income proof. These bank statements should be in e-PDF format. You can obtain these bank statements either from your netbanking account or you can contact your BANK customer support and ask them to send the statement to you via email."},"r_tu12":{"stringValue":"Bank Transfer"},"r_pf5":{"stringValue":"We are verifying your loan application for a higher credit limit. Once approved you will be assigned an upgraded Credit limit and Processing Fees and Interest will be charged accordingly."},"lr_q8":{"stringValue":"For a single repayment money was deducted from my account twice, I want the refund of extra deducted money"},"pv_q1":{"stringValue":"What is the status of my profile?"},"ld_q1":{"stringValue":"I applied for a loan but the loan is not yet disbursed"},"r_pf6":{"stringValue":"Currently you are eligible to avail loans upto ₹{{max Available Credit Limit}} for a maximum tenure of {{tenure}} months at an annual Interest rate of {{interest rate}}% with processing fees of ₹{{processing fees}}."},"ld_q5":{"stringValue":"I don't have my mobile number linked with aadhaar, how can I sign my loan agreement?"},"ld_q4":{"stringValue":"I want to add a bank account but I am not getting an option."},"r_pf61":{"stringValue":" Also on your loan you will be charged a one time {{type of fees}} of ₹{{fees amount}}."},"ot_a1":{"stringValue":"If your issue is not present in any of the categories mentioned on the previous page then contact our customer support @ 080-44292200 / 080-68534522 or email us @ help@kreditbee.in"},"ot":{"stringValue":"Didn't find your Query?"},"cle_q3":{"stringValue":"When can the credit limit be decreased?"},"r_r1":{"stringValue":"You can repay your loan by heading over to the Repayments section and making an online payment. We support payments via Net Banking, Debit Card, UPI, Paytm Wallet and Bank Transfer."},"lr":{"stringValue":"Loan Repayment"},"r_ds5":{"stringValue":"In an ideal scenario, your loan disbursal should happen in 15 minutes once the loan is approved. However, in some cases, please allow upto 24 hours for the funds to be disbursed"},"lr_q4":{"stringValue":"Can I repay my loan using bank account transfer?"},"r_cr8":{"stringValue":"Your payment behavior has been inconsistent. Please ensure that you keep taking more loans and pay on or before due date to improve your chances to get a higher credit limit."},"r_cr2":{"stringValue":"Your profile is currently not approved. Please try applying again after 6 months to get your profile approved and obtain a credit limit."},"r_ru1":{"stringValue":"We couldn't verify your:"},"lpe":{"stringValue":"Loan Product Enquiry"},"lr_q7":{"stringValue":"What happens if my payment is delayed?"},"ld":{"stringValue":"Loan Disbursal"},"r_cr6":{"stringValue":"We have limited information about your payment behavior. Please continue taking loans and paying back on time to be eligible for higher credit limits."},"ld_q3":{"stringValue":"I am unable to sign the loan agreement"},"r_ba3":{"stringValue":"We are verifying your bank details. This might take upto 48 hrs. If your bank account doesn't get processed within the mentioned time frame then click on the below button to raise a request regarding your issue and our customer support team will look into it."},"r_ru2":{"stringValue":"{{Document 1}} because {{reupload reason for doc}}"},"pv_q5":{"stringValue":"My profile is rejected, when can I reapply?"},"lr_q3":{"stringValue":"How can I repay my loan?"},"r_p3":{"stringValue":"You don't have any active loans at the moment. You are eligible to avail loans upto ₹{{max Available Credit Limit}} for a maximum tenure of {{tenure}} at an annual Interest rate of {{interest rate}}. In case of any delays the penalty charges will be levied as follows:-"},"r_ba2":{"stringValue":"We need some additional documents to process your bank addition request. Head to the bank accounts page and upload either the photo of  Cancelled Cheque or Passbook belonging to your bank account. Ensure that Account number, IFSC code and Account holder name is clearly visible in the uploaded document."},"r_tu21":{"stringValue":"Transfer Using CDM machine"},"r_p2":{"stringValue":"Currently you have an active loan of amount ₹ {{loan amount}}. Please pay on or before due date to avoid penalty. The penalty charges that will be levied are as follows:-"},"r_rf2":{"stringValue":"We haven't received any excess amount related to your loan. If the amount has been debited from your account then please contact your bank in order to obtain a refund"},"r_ps2":{"stringValue":"Your profile is currently under verification. Please check back after some time."},"pv_q2":{"stringValue":"How much time will it take for my profile to get approved?"},"lpe_q1":{"stringValue":"What is my credit limit?"},"r_ba5":{"stringValue":"Unfortunately we couldn't verify your bank account. Please go ahead and try adding a different bank account to proceed and avail a loan."},"cle":{"stringValue":"Credit Limit Enhancement"},"r_ds2":{"stringValue":"Sorry, we couldn't approve your loan request. Please try applying again for a loan."},"r_pf4":{"stringValue":"We are verifying your loan application for a higher credit limit. Once approved you will be assigned an upgraded Credit limit and Processing Fees and Interest will be charged accordingly."},"r_tu3":{"stringValue":"You do not have an active loan. Any payment made by you for your previous loan has been recorded and updated."},"ld_a5":{"stringValue":"Loan agreement can be signed post you select a bank account for disbursal.While availing any of the KreditBee cash loans you can sign the agreement using two ways:- <br /><br/> 1. E-sign using Digio :- To sign using this method you need to have access to your aadhaar linked mobile number. An OTP will be sent on that number by entering which you can sign the agreement.  <br/><br /> 2. Sign using OTP :- An OTP will be sent on your KreditBee registered mobile number and you can submit the same to get your agreement signed.  <br /> <br/>  While availing any of the shop now products through KreditBee you can sign the agreement by E-sign using Digio method. To sign using this method you need to have access to your aadhaar linked mobile number.An OTP will be sent on that number by entering which you can sign the agreement."},"lr_q6":{"stringValue":"Can I repay my loan using UPI?"},"r_bal1":{"stringValue":"You have exceeded the limit for max bank account additions. Please choose any one of your existing verified bank account for loan disbursal."},"ot_q1":{"stringValue":"My issue is not mentioned"},"r_cr1":{"stringValue":"Your profile is currently not approved, please complete your application and get your profile approved to obtain a credit limit."},"ld_q2":{"stringValue":"I added a bank account but the account is not verified yet"},"r_cr4":{"stringValue":"Your credit limit was recently upgraded on {{Date of upgrade}}. Please continue taking loans and repaying on time to increase your credit limit."},"lpe_q4":{"stringValue":"In how much time will the money be disbursed in my account?"},"r_ps7":{"stringValue":"Sorry, we cannot approve your profile at the moment. Please reapply after 6 months."},"lpe_q2":{"stringValue":"What is the processing fees that will be charged?"},"r_rf1":{"stringValue":"We have recorded excess payment from you. It will be refunded back to your account within 72 hours."},"r_pf2":{"stringValue":"Sorry! currently we cannot approve your profile. Please check back after 6 months to re-apply and get your profile approved. Once approved based on your Credit History you will be assigned a Credit limit and Processing Fees and Interest will be charged accordingly."},"r_crw1":{"stringValue":"KreditBee shares the report of your loans and the corresponding repayments with the credit bureau. If there is any descripancy reagrding information of your Kreditbee loans  and its repayment then click on the Raise Dispute button. Please also attach the proof of payment on the raise request page. Our customer support agent will look into the issue to get your query resolved."},"r_tu2":{"stringValue":"Select the Payment method which you used for repayment:"},"r_tu24":{"stringValue":"Upi"},"r_ds3":{"stringValue":"Your application for loan of Rs {{Loan Amount}} has been processed and the amount has been deposited into account:- {{masked account number}}. If the amount has not been credited to you please provide your bank statement for current month. "},"r_crw2":{"stringValue":"You haven't availed any loans via KreditBee. In case there is any descripency in your credit report please contact the bureau for further assistance and clarification."},"lr_q1":{"stringValue":"I have repaid my loan installment but it is not updated in the app"},"lpe_q5":{"stringValue":"When do I have to repay my loan?"},"r_pf3":{"stringValue":"We are verifying your loan application. Once approved based on your Credit History you will be assigned a Credit limit and Processing Fees and Interest will be charged accordingly."},"r_tu4":{"stringValue":"We haven't received the amount related to your payment. If the amount has been debited from your account then please contact your bank in order to initiate refund."},"lpe_q6":{"stringValue":"I don't have my netbanking credentials, how do I provide income proof?"},"r_ps5":{"stringValue":"Your application is processed and approved. Please go ahead and avail a loan."},"r_tu11":{"stringValue":"Paytm Wallet/ Debit- card/ Net-Banking"},"pv_q3":{"stringValue":"I have once completed the application process but the app is asking for reupload of documents?"},"lpe_a4":{"stringValue":"Once your profile is approved, on addition of a bank account it'll take only upto 10 mins for money to be trasferred into your bank account."},"r_ba1":{"stringValue":"We have received your request for bank addition. We are processing it, this might take a few minutes. If your bank account doesn't get processed within the next 30mins then click on the below button to raise a request regarding your issue and our customer support team will look into it."},"r_bal2":{"stringValue":"You can add a maximum of 3 verified or 3 rejected bank accounts. If you are unable to add a bank account and you wish for KreditBee assistance then please click on the Request Callback button below."},"lr_q2":{"stringValue":"I have repaid my loan on time but still it is reflecting a delay in my credit report."},"lr_q5":{"stringValue":"Can I repay my loan in cash?"},"cle_q4":{"stringValue":"I have taken multiple loans but still my limit hasn't increased, Why?"},"lpe_a5":{"stringValue":"Every loan product has a different tenure. Based on the tenure a due date is calculated and displayed while availing a loan.  Tenure ranges from 62 days to 12 months based on the loan product you are availing."},"r_tu22":{"stringValue":"Deposit at Bank"},"r_ps1":{"stringValue":"Your profile is currently under verification. It will be processed wihin next 5 mins. If it doesn't get processed within the mentioned time frame then click on the below button to raise a request regarding your issue and our customer support team will look into it."},"r_r2":{"stringValue":"You can repay your loan by heading over to the Repayments section and making an online payment. We support payments via Net Banking, Debit Card, UPI, Paytm Wallet and Bank Transfer."},"r_ps4":{"stringValue":"Please complete your profile application. Post submission if all the details are correct and verified then your profile will be approved within 10 mins."},"pv_a4":{"stringValue":"We are sorry that we couldn't approve your profile this time. You can re-apply after 6 months."},"cle_q1":{"stringValue":"What is my credit limit?"},"r_ds1":{"stringValue":"We have received your loan application and it is being processed. Post approval in an ideal scenario, your loan disbursal should happen in 15 minutes once the loan is approved. However, in some cases, please allow upto 24 hours for the funds to be disbursed"},"r_cr3":{"stringValue":"Your credit limit was recently upgraded on {{Date of upgrade}}. Please continue taking loans and repaying on time to increase your credit limit"},"r_p1":{"stringValue":"Please complete your profile. Once confirmed based on your Credit History you will be assigned a Credit limit. Processing Fees, Interest and Penalty charges for the products will be then displayed accordingly."},"pv_q4":{"stringValue":"Why did my profile get rejected?"},"r_ba1:":{"stringValue":"We have received your request for bank addition. We are processing it, this might take a few minutes. If your bank account doesn't get processed within the next 30mins then click on the below button to raise a request regarding your issue and our customer support team will look into it."},"lr_a6":{"stringValue":"Yes, you can repay your loan through UPI. Go to the Repayments section and select UPI option.Enter your UPI handle and generate a payment request. Head over to any of the UPI payment apps and pay there for the request generated."},"cle_a3":{"stringValue":"Credit limit could be decreased if there was a delay in repaying one of your past loans. Please ensure that you keep taking more loans and pay on or before the due date to improve chances of getting a higher credit limit."},"cle_q2":{"stringValue":"How can I increase my credit limit?"},"r_tu1":{"stringValue":"Select the Payment method which you used for repayment:"},"r_tu23":{"stringValue":"Account Transfer"},"r_ba4":{"stringValue":"Your Bank account has been verified. Please go ahead and sign the loan agreement to avail loan."},"lpe_q3":{"stringValue":"What is the interest rate for my loan?"},"pv":{"stringValue":"Profile Verification"},"r_ds4":{"stringValue":"Please go ahead and pay downpayment amount. Once paid the loan will be disursed into your account."},"lr_q9":{"stringValue":"What is my repayment date and amount?"},"r_tu13":{"stringValue":"UPI"},"r_rs2":{"stringValue":"You currently have no active loans present. Avail an instant loan now!"},"r_cr5":{"stringValue":"We have limited information about your payment behavior. Please continue taking loans and paying back on time to be eligible for higher credit limits."},"r_rs1":{"stringValue":"To view your EMI schedule click on the button below:- View EMI schedule"},"r_ru3":{"stringValue":"Please contact customer support @ {{contact number}} to get your query resolved."},"r_ps3":{"stringValue":"Your profile is currently under verification. Please check back after 48 hrs. If it doesn't get processed within the mentioned time frame then click on the below button to raise a request regarding your issue and our customer support team will look into it."},"lr_a5":{"stringValue":"No, Currently we support payments through online options only."},"r_ps6":{"stringValue":"Your profile is currently under verification. Please check back after 48 hrs. If it doesn't get processed within the mentioned time frame then click on the below button to raise a request regarding your issue and our customer support team will look into it."},"r_cr7":{"stringValue":"Unfortunately there was a delay in repayment of one of your loans. Please ensure that you keep taking more loans and pay on or before due date to improve your chances of getting a higher credit limit."},"r_pf1":{"stringValue":"Please complete your profile. Once approved based on your Credit score and other parameters you will be assigned a Credit limit and Processing Fees and Interest will be charged accordingly."}}}}}}},"keyWordMap":{"mapValue":{"fields":{"Processing fees":{"stringValue":"Interest, Processing fees and other charges"},"eVoucher":{"stringValue":"E-commerce shopping loans/E-voucher loans"},"Kreditbee Points":{"stringValue":"KreditBee Points and Referral"},"Interest Rate":{"stringValue":"Interest, Processing fees and other charges"},"Repayment":{"stringValue":"Repayment"},"Payment not updated":{"stringValue":"Repayment"},"Documents":{"stringValue":"Loan Application"},"Technical issues":{"stringValue":"Loan Application"},"Multiple loans":{"stringValue":"Miscellaneous"},"Reschedule EMI":{"stringValue":"Repayment"},"Penalty":{"stringValue":"Interest, Processing fees and other charges"}}}}}}}}}},"botpressConfigs":{"mapValue":{"fields":{"apiKey":{"stringValue":"x3QWrgV0vsQp7DYVeJbhIgPtcbiSky6d"},"botStrings":{"mapValue":{"fields":{"endChatString":{"stringValue":"Thank you for contacting us."},"errorString":{"stringValue":"Oops! 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